Benefits & Financial Planning
Questions about working while receiving Social Security benefits?
Disability Benefit Specialists
Disability Benefit Specialists (DBS) help adults with disabilities answer questions and solve problems related to Social Security, Medicare, Medicaid, health insurance, and other public and private benefits.
You can get help from the DBS if you:
Are between 18 and 59 years old
Have a disability
Live in Wisconsin
With permission, family, friends and caregivers can also talk to your benefit specialist.
Help is free and confidential!
Contact our local benefit specialist at the
Aging & Disability Resource Center of La Crosse County
608-785-5700 / 1-800-500-3910
Live outside of La Crosse County? Find your county/tribe's benefit specialist here.
What type of benefits can I get help with?
Income, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Health insurance, including Medicare, Medicaid, and other programs that help cover health care costs.
Housing and utilities, including shutoffs and financial assistance programs.
Expenses, including FoodShare, internet, and phone bills.
And more!
What can a disability benefit specialist do?
Apply for Social Security disability benefits, including SSI.
Fill out forms for disability reviews.
Appeal denials of disability benefits.
Compare options for health insurance, benefit programs, or solutions to an issue.
Apply for programs that will save you money.
Advocate on your behalf with other parties.
Refer you to an attorney when necessary.
Special Needs Trust
Wispact offers two types of Special Needs Trusts: the Self-Funded Trust and the Third-Party Trust. These Special Needs Trusts will not be counted as an available asset, and disbursements from them will not be counted as income under the rules that apply to SSI and Medicaid.
ABLE Tax-Advantaged Savings Accounts
ABLE accounts allow qualified individuals with disabilities to save money in a tax-exempt account that may be used for qualified disability expenses (QDE) while keeping their eligibility for federally-funded, means-tested public benefits.
Quantum Group is a comprehensive financial planning firm that focuses on traditional and special needs planning for individuals, families, and employers. Our group guides clients through the following areas that surround self-advocacy and/or caregiving.
Special Needs Planning
Special Needs Trusts & Settlements
Government Benefits
ABLE Account Strategies
Fee Based Planning
Retirement Planning
Estate Planning
Investment Management
Office: 608-784-4180 Email: dettwiler@quantumplanners.com
Understanding ABLE Accounts 01.17.2021.pdfFor more "transition talks" like this, visit: https://anchor.fm/witig/
Financial planning discussions can be very important conversations for parents to have with the IEP team. Joe Dettwiller shares best practices from his years of experience working collaboratively with families as they plan for financial security and independence for their young adult with a disability.